Getting Started

No, we do not need your credit report, we just need to see the real estate. Once we get a chance to talk about and research your unique project, we will get together a tentative loan proposal and meet you on sight to do our inspection of the property.

Hard Money Georgia can only lend on real estate in Georgia. We tend to lend mainly in Greater Atlanta and now the Savannah area. If you have a question on if we can lend on your property give us a call!

At Hard Money Georgia we pride ourselves on keeping everything simple. While we are more expensive than a bank, our loan program is tends to be much easier for borrowers saving you the headache of dealing with the short comings and complexity of traditional banks. We try to be a partner through your project rather than simply the financing.

We structure our loans to help investors preserve equity, manage risk, and achieve stronger long-term results. Financing 100% of a project often leads to higher costs, tighter terms, and increased pressure to exit quickly. By maintaining meaningful borrower equity, projects are better positioned to withstand market shifts, control carrying costs, and achieve smoother sales or refinances. This approach aligns our interests with yours and supports more consistent, profitable outcomes.