Hard Money Georgia offers fast and flexible fix and flip loans to real estate investors across Georgia. Whether you’re buying a distressed property in Atlanta or rehabbing a home in Savannah, our loans are designed to help you purchase, renovate, and resell properties quickly.


What Is a Fix and Flip Loan?

A fix and flip loan is a short-term loan used to buy and renovate investment properties, with the goal of reselling them for profit. These loans are based on the property’s value, not your credit score or financial history.


Loan Highlights

  • Loan amounts starting at $100,000

  • Terms from 6 to 18 months

  • Up to 75% of the after-repair value (ARV)

  • Funding available for single-family homes, duplexes, and small multifamily units

  • No credit check or income documentation required


Who Uses Fix and Flip Loans?

Our fix and flip loans in Georgia are used by:

  • Real estate investors purchasing properties below market value

  • New investors completing their first flip

  • Experienced rehabbers scaling their projects

  • Buyers needing fast closings to compete in hot markets


Fix and Flip Loans for Beginners

If you’re new to real estate investing, we can help you get started. Our process is straightforward. We work with first-time flippers who have a clear renovation plan and exit strategy. You don’t need a perfect credit score—just a good investment opportunity.


Why Choose Hard Money Georgia?

We’re a Georgia-based lender with over 45 years of experience helping investors fund their real estate projects. We offer:

  • Fast approvals and closings

  • Simple, asset-based underwriting

  • Local market knowledge

  • No upfront fees


Areas We Serve

We provide fix and flip loans throughout Georgia, including:

  • Atlanta

  • Savannah

  • Augusta

  • Macon

  • Columbus

  • And surrounding areas


Apply Now

If you’re ready to flip your next property, we’re ready to help.

Apply online today or contact our team to speak with a loan expert about your project.