How much money do you currently have in savings? Enough to cover an unexpected emergency? If your answer is no, you aren’t alone. Less than half of Americans would have the cash available to cover a $1,000 emergency. Meaning most turn to credit cards when money is tight. Besides credit cards, another option for quick… Read more »
Nearly every person in America has taken out a loan or has a debt of some kind. This might sound like a bad thing, but taking on debt to pay for your needs in the immediate future is often a sound financial decision. Many people acquire debt in the form of student loans, auto loans,… Read more »
Do you struggle with debt? You’re not alone. The average American household owes around $134,000. It comes in the form of medical bills, student loans, credit cards, mortgages, and it adds up quick. So how do you get out of it? The simple answer is to consolidate it all with a loan. That’s easier said… Read more »
Bad credit makes it almost impossible to get a loan. Or does it? In some cases, yes. If you’ve been asking yourself, “Can I get a loan in spite of it?” The answer is yes again. Having substandard credit is a hard hill to climb but not one that’s not insurmountable. You’re considered high-risk to… Read more »
If you’re in the market for real estate to invest in you have to move fast. You’re on a short timeline if you want to close the deal of your dreams. It can take anywhere from 30-60 days to get approved for a loan. By that time, the property won’t be there. So what do… Read more »
Do you have bad credit? If so, you already understand that a poor credit score can affect everything from the type of credit cards you’re eligible for to whether or not a landlord will rent an apartment to you. Bad credit also means that it can be difficult to get a loan from traditional banks… Read more »
Are you into flipping homes? Or do you need some quick money for another real estate program? If so, don’t run to a financial institution looking for help. Chances are, by the time your loan is approved the property will be gone. Instead, consider getting a hard money loan. If you’re located in Georgia, look… Read more »
Hard Money Loan Rates. A hard money loan is one of the easiest ways to get money fast. It’s a great option if you are trying to flip a house or can’t get credit. The downside is that these loans often come with high-interest rates. Before you take out a hard money loan, it’s important you understand what… Read more »
Have a little money that you’re looking to invest? Investing in rental properties or fixing up and flipping houses can be a profitable undertaking. But these types of investments require a substantial amount upfront and you might not have quite enough. Banks aren’t interested in lending to you since your credit report is less than… Read more »
Ever heard of hard money loans? Don’t worry, they’re not loans that are doled out solely in coins. That would be a royal pain! Rather, they are loans that come from private lenders rather than institutions. Plus, they usually require some form of collateral from the borrower. In some cases, hard money loans are just… Read more »